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    A conventional loan is one that is provided by a private lender such as a bank or credit union. With a conventional loan, you get the money you need up front, and pay back the lender over the course of your mortgage. Conventional home loans typically require a down payment and good finances to secure the best terms.A conventional home loan is a large sum of money lent to a borrower by a bank, credit union, or lending agency—often referred to as a conventional mortgage when the loan is used to purchase property. The term conventional distinguishes this kind of financial product from other types of loan, like a jumbo loan, a VA loan, or an FHA loan.A conventional loan is a mortgage loan that"s not backed by a government agency. These loans come in all shapes and sizes, and while they don"t provide some of the benefits as FHA, VA and USDA loans, conventional loans remain the most common type of mortgage loan.

    A conventional loan is one that is provided by a private lender such as a bank or credit union. With a conventional loan, you get the money you need up front, and pay back the lender over the course of your mortgage. Conventional home loans typically require a down payment and good finances to secure the best terms.A conventional home loan is a large sum of money lent to a borrower by a bank, credit union, or lending agency—often referred to as a conventional mortgage when the loan is used to purchase property. The term conventional distinguishes this kind of financial product from other types of loan, like a jumbo loan, a VA loan, or an FHA loan.A conventional loan is a mortgage loan that"s not backed by a government agency. These loans come in all shapes and sizes, and while they don"t provide some of the benefits as FHA,VA and USDA loans, conventional loans remain the most common type of mortgage loan.

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